When an organized company hires an employee, then it is bound to provide all the benefits and safety to the workers. If, in any case, the worker is injured while working due to negligence of the employers or lack of safety, then the employer must provide a worker’s compensation to the employee. It is a legal right of the workers to get their due compensation due to the injuries at the workplace.
Here, the question arises: what are the types of injuries that are covered under worker’s compensation? If you have a similar doubt, then in this article, we will discuss some of these injuries and understand them in detail. You can also consult the iowa workers compensation attorney to know more about the workers compensation and its procedures in Iowa.
Workers Compensation Procedures Include Which Types of Injuries?
A worker might face various types of injuries at their workplace, so they need to understand which injury can pay them their compensation. If there are minor injuries, then they are not very often included in compensation matters. However, let’s understand what common injuries are included in the worker’s compensation.
- Cuts, punctures, and lacerations
- Slips, falls, and trips.
- Repetitive strain or stress, such as carpal tunnel, back pain, and tendonitis
- Bone fractures,
- Muscle sprains, tears, and strains
- There are also some other fatal injuries, such as electrocution, falls, getting crushed between two objects, or being stuck by equipment.
These are some of the common injuries that are included in the workers’ compensation. However, you should consult an expert attorney who can help you understand in detail about which injuries will be covered under compensation and how you can claim it.
Which Injuries are Not Covered Under Workers Compensation?
It is not possible to cover all the injuries in the worker’s compensation, and therefore, some parts are exempted from the compensation claims. Some of the significant injuries that are not covered under worker’s compensation are as follows.
- Intoxicated employee causing accident under the influence of drugs.
- If there is a self-inflicted injury, then it will also not be included in the compensation.
- Injury caused by conducting any unlawful activities.
- If the injury is not under the working hours of the company, then this injury will not be included in the compensation.
- If the employee disregards the safety rules and regulations, then there will also be no compensation coverage.
- If employees fight with each other and cause injuries, then such injuries will also not be included in the compensation.
